Michael Dmuchoski

Michael Dmuchoski

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$490,000

($85,562 down)
FHA

9236 Thilow Drive, Sacramento, CA 95826

3
2
1,368 sqft
PITI Monthly
$3,302.39 /mo

Listing courtesy of: Carolyn Mitchell, Yellow Dog Real Estate

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,326 /mo
$2,852 /mo

What's Special

REMODELED
FRESH PAINT
CHARMING
COZY

DARLING! This charming and cozy spanish style home is an absolute gem! It has been tastefully remodeled with over $80K worth of improvements, including fresh paint inside and out, remodeled master bath, new flooring throughout, barn doors, kitchen pantry and double refrigerators, charming landscaping, new $25,000 solar system, water heater, and new electrical panel. This three bedroom/2 full bath 1368 sq ft home is located on a very nice sunny street with lots of natural light throughout the entire home. Such a sweet, calming place to live. You'll love this one!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,302.39/mo
Estimated Loan Balance
$406,114
Cash to close
$85,562
Interest Paid
$61,319

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $358.19
  • Tax Annual Amount: $6125
  • On Market Date: 2025-05-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $85,562 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $85,562!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$404,438
Your Cash$85,562
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,326/mo
Traditional @ 7.15%
$2,958/mo
You save $632/month ($7,580/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82005512

Listing From:

Last updated: 2025-05-05T21:14:57.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,326 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $85,562 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $85,562!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$404,438
Your Cash$85,562
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,326/mo
Traditional @ 7.15%
$2,958/mo
You save $632/month ($7,580/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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