Michael Dmuchoski

Michael Dmuchoski

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$475,000

($100,189 down)
VA

609 E ROYAL PALM Square S, Phoenix, AZ 85020

2
2
1,439 sqft
PITI Monthly
$2,860.12 /mo

Listing courtesy of: Nicholas Yale, Brokers Hub Realty, LLC

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,530 /mo
$2,553 /mo

What's Special

SHOPPING
MODERN
PATIO

UNICORN ALERT! So rare, but they do exist! This fantastic patio home really clicks all the boxes! Tucked in the back of this superb neighborhood is this single level home with the Goldilocks sized backyard! Pull into the 2 car carport and you will see why this one is special. 2 good size bedrooms, 2 full baths, updated modern kitchen, plenty of natural light and it just feels open and inviting. This home even features solar that is totally paid off, so enjoy those low electric bills! Lots of storage here too, one off the carport and one off the back patio. Great shopping, restaurants and schools all nearby. It is hard to find a patio home because people love them so they rarely come up! Come see why!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
7.06
Remaining Loan Term
29 years, 2 months
Monthly PITI
$2,860.12/mo
Estimated Loan Balance
$376,406
Cash to close
$100,189
Interest Paid
$22,154

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Concrete

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Patio Home
  • Architectural Style: Contemporary, Santa Barbara/Tuscan
Materials
  • Stucco, Wood Frame, Painted, Block
  • Roof: Built-Up
Condition
  • Year Built: 1972
Details
  • Builder: UNKN

Community & HOA

Community
  • Subdivision: SANDS ROYAL PALM SQUARE
  • Features: Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: SANDS ROYAL PALM SQ
  • HOA Amenities: Unknown
  • HOA Fee: $270
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $330.09
  • Tax Annual Amount: $1964
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,189 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $100,189!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$374,811
Your Cash$100,189
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,530/mo
Traditional @ 7.15%
$2,648/mo
You save $118/month ($1,417/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6859947

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-05T07:00:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$2,530 /mo
$2,553 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,189 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $100,189!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$374,811
Your Cash$100,189
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$2,530/mo
Traditional @ 7.15%
$2,648/mo
You save $118/month ($1,417/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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