Michael Dmuchoski

Michael Dmuchoski

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$730,000

($730,000 down)
FHA

5402 Balboa Arms Dr UNIT 415, San Diego, CA 92117

3
2
1,127 sqft
PITI Monthly
$3,937.38 /mo

Listing courtesy of: Andrea Frank, Compass

Assumed Rate

%
7.15%

Principal & Interest

$2,686 /mo
$4,040 /mo

What's Special

LOCATION
GATED COMMUNITY
MOVE-IN READY
STAINLESS STEEL APPLIANCES
BALCONY
CLUBHOUSE
LOW HOA FEES

Move-in ready 3BD/2BA upper end-unit located in a quiet, gated community with a central location offering both privacy and convenience. Features include high cathedral ceilings in the living room, two heating and air conditioning systems, built-in kitchen cabinet, bay window bench with storage in the primary bedroom, and closets throughout. Stacked washer and dryer in unit. Two full bathrooms, stainless steel appliances, private balcony, designated carport, and assigned storage. The community offers 3 pools, spa, BBQ area, clubhouse, sauna, and well-maintained grounds. Low HOA fees include water and trash. Close to shops, dinning, beaches and freeway access. Don't miss the opportunity to make this home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
Remaining Loan Term
29 years, 7 months
Monthly PITI
$3,937.38/mo
Estimated Loan Balance
$596,664
Cash to close
$730,000
Interest Paid
$0

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Dual, HeatPump, WallWindowUnits
  • Heating: Electric, HighEfficiency, HeatPump
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: CommonRoof
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Heated, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Clairemont
  • Features: Gated, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Balboa Ridge HOA
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $647.74
  • Tax Annual Amount: $9125
  • On Market Date: 2025-05-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $730,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $730,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$730,000
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ %
$2,686/mo
Traditional @ 7.15%
$4,191/mo
You save $1,505/month ($18,056/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026531SD

Listing From:

Last updated: 2025-05-05T21:19:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

%
7.15%

Principal & Interest

$2,686 /mo
$4,040 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $730,000 (100%)
You can enter any amount below - secondary financing will cover the difference if needed.
100%
$

You cover the entire equity of $730,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage% Sellers Rate
$0
Your Cash:$730,000
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ %
$2,686/mo
Traditional @ 7.15%
$4,191/mo
You save $1,505/month ($18,056/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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