Michael Dmuchoski

Michael Dmuchoski

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$599,000

($323,363 down)
VA

4205 Ohio St UNIT 104, San Diego, CA 92104

2
2
840 sqft
PITI Monthly
$2,348.31 /mo

Listing courtesy of: Christian Vantvlie, Coldwell Banker West

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,558 /mo
$2,311 /mo

What's Special

DINING
FIREPLACE
COZY

Experience the best of North Park living in this tastefully updated 2-bedroom, 2-bath condo—an ideal retreat in one of San Diego’s most walkable neighborhoods. With a near-perfect Walk Score of 98, you’ll find yourself steps from the area's top dining spots, breweries, coffee shops, local boutiques, and year-round cultural happenings. Inside, the home features a smart dual-primary layout, offering privacy and convenience with an en-suite bath in each bedroom. The open-concept living area is both functional and welcoming, complete with a cozy fireplace, updated kitchen, and designated dining space—perfect for quiet nights in or entertaining guests. The added bonus? In-unit laundry for everyday ease. Slide open your door and step into the expansive community courtyard—an ideal spot to relax, sip your morning coffee, or soak up the Southern California sun. With central air and heat, comfort is guaranteed no matter the season. Life at 4205 Ohio Street means you're part of a dynamic and connected community. Enjoy weekly visits to the North Park Farmers Market, art shows, street festivals, and holiday events—all within walking distance. Cyclists will appreciate the secure bike storage, and you’ll love having your own underground parking space—an uncommon perk in this buzzing neighborhood. This isn’t just a home—it’s your gateway to the North Park lifestyle.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.61
Remaining Loan Term
21 years, 1 months
Monthly PITI
$2,348.31/mo
Estimated Loan Balance
$310,173
Cash to close
$323,363
Interest Paid
$100,112

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Unknown
  • Roof: SeeRemarks
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Park
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Mission Gardens
  • HOA Amenities: Unknown
  • HOA Fee: $547.5
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $713.1
  • Tax Annual Amount: $7487.5
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,363 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $323,363!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$275,637
Your Cash:$323,363
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,558/mo
Traditional @ 7.15%
$2,397/mo
You save $840/month ($10,076/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026457SD

Listing From:

Last updated: 2025-05-03T23:10:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,558 /mo
$2,311 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,363 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $323,363!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$275,637
Your Cash:$323,363
Total Purchase Price:$599,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,558/mo
Traditional @ 7.15%
$2,397/mo
You save $840/month ($10,076/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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