Michael Dmuchoski

Michael Dmuchoski

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$739,000

($353,110 down)
FHA

3475 Golden Spur Loop, Castle Rock, CO 80108

4
3
3,050 sqft
PITI Monthly
$3,259.66 /mo

Listing courtesy of: William Flynn, RE/MAX Professionals

Assumed Rate

4.87%
7.15%

Principal & Interest

$2,287 /mo
$2,921 /mo

What's Special

LARGE CENTER ISLAND
DINING
SPACIOUS
BREAKFAST NOOK
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
FINISHED BASEMENT
HOME OFFICE
PATIO
CLUBHOUSE
COZY

Welcome to this exceptional two-story home on a coveted corner lot! Enter the main level to vaulted ceilings, stunning wide-plank style wood floors throughout, and a thoughtfully designed layout that includes a spacious home office with French doors, warm & inviting living room, formal dining area, large family room, and a spacious kitchen with a cozy breakfast nook! Over 4400 total sq ft on this very popular DR Horton Bellflower Model! The gourmet kitchen boasts double ovens, a gas cooktop, large center island, stainless appliances, abundant cabinetry, and direct access to a backyard patio space—perfect for entertaining. Upstairs, enjoy the versatility of a large open loft space, an oversized primary, and two large secondary bedrooms, with 2 full baths upstairs. The luxurious primary suite offers dual walk-in closets, a relaxing sitting area, and a beautifully appointed five-piece bath with large soaking tub and dual vanities. The convenient upstairs laundry room includes ample shelving for easy organization. The unfinished basement provides endless possibilities for additional finished square footage, play area, storage, etc! Additional upgrades include a newer furnace, water heater, brand-new carpet, fresh interior paint, & don't miss the rare and highly desirable four-car tandem garage-wow! Finally-relax on the large front patio or in the wraparound fenced backyard-absolutely perfect for kids, pets, play area, swing sets, etc. Pool/Clubhouse Community and other amenities make this home an absolute must see for your clients!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.87
Remaining Loan Term
23 years, 9 months
Monthly PITI
$3,259.66/mo
Estimated Loan Balance
$445,633
Cash to close
$353,110
Interest Paid
$124,992

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Gas Log
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Stone, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder: D.R. Horton, Inc

Community & HOA

Community
  • Subdivision: Terrain
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: TMMC Property Management
  • HOA Amenities: Unknown
  • HOA Fee: $274
  • HOA Frequency: $Quarterly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $242.3
  • Tax Annual Amount: $5394
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $353,110 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $353,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.87% Sellers Rate
$385,890
Your Cash$353,110
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 4.87%
$2,287/mo
Traditional @ 7.15%
$3,030/mo
You save $742/month ($8,909/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC2154197

Listing From: recolorado

Last updated: 2025-05-05T23:29:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.87%
7.15%

Principal & Interest

$2,287 /mo
$2,921 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $353,110 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $353,110!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.87% Sellers Rate
$385,890
Your Cash$353,110
Total Purchase Price:$739,000

Assumed vs Traditional Mortgage

Assumed @ 4.87%
$2,287/mo
Traditional @ 7.15%
$3,030/mo
You save $742/month ($8,909/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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