Michael Dmuchoski

Michael Dmuchoski

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$549,900

($148,333 down)
FHA

2363 Mcgregor Drive, Rancho Cordova, CA 95670

4
4
1,953 sqft
PITI Monthly
$3,003.32 /mo

Listing courtesy of: Mark L Morris, Redfin Corporation

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,545 /mo
$2,785 /mo

What's Special

REMODELED
LOCATION
DINING
SPACIOUS
MODERN
FIREPLACE

Discover this stunning single-story home featuring 4 bedrooms, 3.5 bathrooms, and 1,953 sq. ft. of thoughtfully designed living space. Recently remodeled (January 2025), this home boasts updated flooring, a modernized kitchen and bathrooms, and fresh interior paint. Enjoy year-round comfort with a new HVAC system (June 2024) and water heater (June 2024), along with the security of a new roof (June 2023). The inviting fireplace adds warmth and charm to the spacious living area. Situated in a prime location, this home is conveniently close to top-rated schools, delicious dining, and easy freeway access, making daily commutes and errands a breeze. Don't miss the chance to own this move-in-ready gem. Schedule your private tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 10 months
Monthly PITI
$3,003.32/mo
Estimated Loan Balance
$402,892
Cash to close
$148,333
Interest Paid
$55,333

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Ceiling Fan(s), MultiUnits
  • Heating: MultiUnits
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Laminate, Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch, Contemporary
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Glenfaire
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $281.57
  • Tax Annual Amount: $
  • On Market Date: 2025-05-05T20:00:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $148,333 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $148,333!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$401,567
Your Cash$148,333
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,545/mo
Traditional @ 7.15%
$2,889/mo
You save $345/month ($4,135/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225031413

Listing From: MLS Metrolist

Last updated: 2025-05-05T23:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,545 /mo
$2,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $148,333 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $148,333!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$401,567
Your Cash$148,333
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,545/mo
Traditional @ 7.15%
$2,889/mo
You save $345/month ($4,135/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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