Michael Dmuchoski

Michael Dmuchoski

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$550,000

($318,231 down)
FHA

2015 SE 18th Ct, Homestead, FL 33035

4
3
2,141 sqft
PITI Monthly
$2,378.24 /mo

Listing courtesy of: Mitzi White, La Rosa Realty Beaches LLC

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,297 /mo
$1,857 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO
SAFE

Welcome home to this elegant 4-bedroom, 2.5-bathroom home located in the highly sought-after Shores at Key Gate neighborhood in Homestead. Built in 2004, this exceptional property features one of the more spacious floorplans perfect for relaxed living, families and entertaining. The kitchen is an open concept that flow seamlessly into living or dining areas, ideal for socializing, dining and working. Equipped with stainless steel appliances and counter space for casual meals and conversation. Tiled floors throughout the house enhance both style and durability. An ample backyard space with safety and privacy fence, complete with a covered patio for outdoor gatherings. Must see!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 4 months
Monthly PITI
$2,378.24/mo
Estimated Loan Balance
$233,925
Cash to close
$318,231
Interest Paid
$76,142

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, CeilingFans
  • Heating: Central
Features
  • Materials: Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: CeramicTile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Barrel
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Block
  • Roof: Barrel
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Shores At Keys Gate
  • Features: Gated, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $265
  • HOA Frequency: $Monthly
Location
  • Region: Homestead

Financial Details

  • Price per Sqft: $256.89
  • Tax Annual Amount: $8641
  • On Market Date: 2025-05-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $318,231 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $318,231!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$231,769
Your Cash:$318,231
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,297/mo
Traditional @ 7.15%
$1,926/mo
You save $629/month ($7,552/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10501851

Listing From:

Last updated: 2025-05-05T17:00:31.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$1,297 /mo
$1,857 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $318,231 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $318,231!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$231,769
Your Cash:$318,231
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$1,297/mo
Traditional @ 7.15%
$1,926/mo
You save $629/month ($7,552/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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