Michael Dmuchoski

Michael Dmuchoski

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$499,900

($195,959 down)
FHA

17084 N PALO PINO Street, Maricopa, AZ 85138

4
3
2,080 sqft
PITI Monthly
$1,997.21 /mo

Listing courtesy of: Rachael Richards, RHouse Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,392 /mo
$2,280 /mo

What's Special

SPACIOUS
CUSTOM BUILT
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED
CHARMING

Welcome to this stunning 4 bed / 3 bath single-level home in the highly sought-after community of Palo Brea! Built in 2020, this property also includes a den and bonus room—ideal for flexible living. Thoughtfully designed by a professional, the home features a brand-new pool, fresh landscaping, and numerous stylish upgrades throughout. A paver driveway and a charming front courtyard welcomes you. Inside, the open-concept kitchen shines with granite countertops, stainless steel appliances, ample cabinetry, and a spacious island with a sink and bar-top seating. The kitchen flows seamlessly into the expansive family room, complete with a full wall of sliding glass doors that lead to the back patio—perfect for indoor/outdoor entertaining. The luxurious primary suite boasts a large en-suite bathroom with dual sinks, a generous shower, private toilet room, and an oversized walk-in closet with custom built-ins. Step outside to your own private oasis: a professionally landscaped backyard featuring a striking new pool with a massive baja step, new artificial turf, and a beautiful paver and stone patio designed for ultimate outdoor living. Don't miss the opportunity to make this remarkable home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,997.21/mo
Estimated Loan Balance
$316,800
Cash to close
$195,959
Interest Paid
$40,175

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Concrete
Condition
  • Year Built: 2020
Details
  • Builder: Richmond American

Community & HOA

Community
  • Subdivision: PALO BREA
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Palo Brea HOA
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Maricopa

Financial Details

  • Price per Sqft: $240.34
  • Tax Annual Amount: $2388
  • On Market Date: 2025-05-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $195,959 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $195,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$303,941
Your Cash$195,959
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,392/mo
Traditional @ 7.15%
$2,365/mo
You save $972/month ($11,670/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6858752

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-05T15:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,392 /mo
$2,280 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $195,959 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $195,959!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$303,941
Your Cash$195,959
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,392/mo
Traditional @ 7.15%
$2,365/mo
You save $972/month ($11,670/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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