Michael Dmuchoski

Michael Dmuchoski

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Active

$615,000

($23,652 down)
VA

1150 J St UNIT 406, San Diego, CA 92101

2
1
994 sqft
PITI Monthly
$4,124.9 /mo

Listing courtesy of: Donald Appleberry, eXp Realty of Southern California, Inc.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,318 /mo
$4,184 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY
CLUBHOUSE
FITNESS CENTER
CITY VIEWS

Welcome to urban living at its finest in the heart of East Village! This modern unit offers a perfect blend of style, comfort, and convenience. Located in the desirable Metrome building, this bright and spacious unit features an open floor plan with large windows that flood the space with natural light. The contemporary kitchen boasts granite countertops, stainless steel appliances, and ample cabinet space—perfect for entertaining or quiet nights in. The living area flows seamlessly to a private balcony where you can relax and enjoy city views. The generously sized bedroom includes a walk-in closet and easy access to the full bath with modern fixtures and in-unit laundry for added convenience. Additional highlights include central A/C, one assigned underground parking space, and access to premium community amenities such as a fitness center, clubhouse, and Zen courtyard. Just steps away from Petco Park, the Gaslamp Quarter, top dining, cafes, nightlife, and the Trolley—this location is unbeatable for walkability and access. Whether you're looking for your new home or a savvy investment, this unit offers exceptional value in one of downtown San Diego’s most vibrant neighborhoods. Don't miss this opportunity to live and thrive in the center of it all. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.98
Remaining Loan Term
27 years, 1 months
Monthly PITI
$4,124.9/mo
Estimated Loan Balance
$592,208
Cash to close
$23,652
Interest Paid
$88,040

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir, NaturalGas
Features
  • Materials: CementSiding, Drywall, Concrete
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • CementSiding, Drywall, Concrete
  • Roof: Concrete
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Metrome HOA
  • HOA Amenities: Unknown
  • HOA Fee: $597
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $618.71
  • Tax Annual Amount: $7687.5
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $23,652 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $23,652!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$591,348
Your Cash$23,652
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,318/mo
Traditional @ 7.15%
$4,340/mo
You save $1,022/month ($12,263/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026443SD

Listing From:

Last updated: 2025-05-03T20:04:40.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$3,318 /mo
$4,184 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $23,652 (4%)
You can enter any amount below - secondary financing will cover the difference if needed.
4%
$

You cover the entire equity of $23,652!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$591,348
Your Cash$23,652
Total Purchase Price:$615,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$3,318/mo
Traditional @ 7.15%
$4,340/mo
You save $1,022/month ($12,263/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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