Michael Dmuchoski

Michael Dmuchoski

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$950,000

($739,160 down)
VA

10952 Avenida Roberta, Spring Valley, CA 91978

3
2
1,668 sqft
PITI Monthly
$2,961.7 /mo

Listing courtesy of: Carlos Gutierrez, eXp Realty of California, Inc.

Assumed Rate

3%
7.15%

Principal & Interest

$1,755 /mo
$2,306 /mo

What's Special

REMODELED
DESIRED
SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
CUL-DE-SAC
CHARMING

If you're looking for a spacious and beautiful home with breathtaking views, look no further. This single-story, cul-de-sac home features a bright, open floor plan and awe-inspiring views of the Rancho San Diego Valley and mountains. State-of-the-art wood-look porcelain tile flooring throughout the interior, offering warmth and elegance throughout. The updated kitchen exudes modern elegance with its quartz countertops, grey cabinetry, and stainless steel appliances, complete with a charming breakfast bar and is adjacent to the spacious dining room. Two of the bedrooms and bathroom in the home's design are currently configured as a guest suite, but can easily be converted back to two separate bedrooms if desired to create 4 bedrooms. Enjoy the tastefully upgraded fully remodeled bathrooms, featuring quartz counters, new cabinetry, lighting, and modern tile work. Unwind or host gatherings in your low maintenance backyard oasis, complete with a sparkling pool and spa. Perfectly located for easy access to freeways, shopping, restaurants, schools, and recreational activities.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3
Remaining Loan Term
12 years, 0 months
Monthly PITI
$2,961.7/mo
Estimated Loan Balance
$238,264
Cash to close
$739,160
Interest Paid
$21,063

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: ChainLink, Vinyl
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $569.54
  • Tax Annual Amount: $11875
  • On Market Date: 2025-05-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $739,160 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $739,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$210,840
Your Cash:$739,160
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$1,755/mo
Traditional @ 7.15%
$2,359/mo
You save $604/month ($7,247/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026588SD

Listing From:

Last updated: 2025-05-06T04:23:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3%
7.15%

Principal & Interest

$1,755 /mo
$2,306 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $739,160 (78%)
You can enter any amount below - secondary financing will cover the difference if needed.
78%
$

You cover the entire equity of $739,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3% Sellers Rate
$210,840
Your Cash:$739,160
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 3%
$1,755/mo
Traditional @ 7.15%
$2,359/mo
You save $604/month ($7,247/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Michael DmuchoskiUME Realty Group(480) 788-0466michael@umerealtygroup.comMLS SA652420000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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